Loan Rates

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Loan Type

Annual Percentage Rate

New and Used Cars, Trucks, and Motorcycles

Fixed rates as low as 3.29% APR for purchases and refinances from other lenders.3

Boat, RV, Trailers (new & used)

Fixed rates as low as 4.30% APR for purchases and refinances from other lenders.3

HomeLine Equity Line of Credit1,3

4.25% variable (4.255% - 4.319% APR  /  Interest rate 4.25% variable ): up to 80% loan-to-value2

Classic Visa® Credit Card

11.90% fixed rate; up to $10,000 limit.

Platinum Visa® Credit Card

Fixed rates as low as 9.90%; $7,500 minimum line. Initial rate is based on an evaluation of applicant's payment and credit history. Actual rate may vary.

Visa® Gift Cards

Click here to see TruStone Financial VISA® Gift Cards Terms and Conditions

Line of Credit

Fixed rates as low as 9.90%; up to $50,000 limit. Initial rate is based on an evaluation of applicant's payment and credit history. Actual rate may vary.

Share Secured

2.30% APR variable

Certificate Secured

2.00% over current earning dividend rate, rounded up to nearest 1/4 of 1%.

First Mortgages*

Rates change daily. Call the 24-hour Rateline at 763-591-4949 for current rates.
Call 763-595-4010 for additional loan information.

*Maximum Loan-To-Value (LTV) is 95% for purchase and rate/term refinances.
  1. Closing costs will typically range from $171 - $627 depending on your loan amount and the location of the property. An appraisal is also required in ALL cases. The cost of an appraisal is in addition to the basic closing costs, and will typically range from $175 (metro) to $350 (non-metro). The property must be owner-occupied, located in Minnesota or Wisconsin. The minimum new loan amount is $10,000. Based on an appraisal; up to 80% of the appraised value, minus your present mortgage balance.
  2. The minimum HomeLine (Line of Credit) amount is $10,000, and the maximum HomeLine amount is $200,000. However you do not need to advance the HomeLine funds until you need them. To refinance your existing TruStone Financial HomeLine, you must increase your credit limit and balance by $10,000. Maximum interest rate is 18% (18.041% APR) for all variable rate home equity lines of credit.
  3. APR = Annual Percentage Rate. The APR will vary depending on the loan amount. The actual rate is based on the applicant's credit and payment history and the length of the repayment period. Other terms and conditions may apply. This rate includes a .25% reduction for electronic loan repayment. The advertised Annual Percentage Yield (APY) is effective as of January 2, 2010.