Balance Transfers

Consolidate your debts with our low APR balance transfer offer!

Visa Credit Cards

Are you looking for a way to save money while paying off your debts? Transferring your existing balances to our TruStone Financial VISA® Cards could be the answer you're looking for.

For a limited time, you can transfer all of your non-TruStone Financial debts to your TruStone Financial VISA® Credit Card for a special, low-APR rate.

  • Our Platinum VISA® offers a 9.90% fixed APR on all balance transfers from other lenders.
  • Our Classic VISA® offers a 11.90% fixed APR on all balance transfers from other lenders.

To apply for a TruStone Financial VISA® Credit Card and take advantage of this offer, click here.

Open 24 hours-a-day, 7 days-a-week. For more information call (763) 544-1517 or (800) 862-1998 outstate.
Not a TruStone Financial member? Click here to see if you're eligible to join.

How to Transfer Your Current Balances to Your TruStone Financial VISA®

  • Print this balance transfer form.
  • List the non-TruStone Financial accounts that you would like to transfer to your TruStone Financial VISA® card. We will transfer your balance(s) in the order listed up to your available TruStone Financial VISA® credit card limit and contact you if we cannot pay the accounts listed for any reason.
  • Make sure to include your signature at the bottom of the page.
  • Mail or Fax the completed form to us for processing.
    Mailing Address:
    TruStone Financial Federal Credit Union
    Attn: Card Services
    P.O. Box 1260
    Minneapolis, MN 55440-1260
    Fax: (763) 542-4204
  • Within three weeks you will receive a letter verifying that your balance transfers have been completed.

For more information about TruStone Financial's VISA® products, click here.

Terms and Conditions - This VISA® Balance Transfer Program is valid beginning August 1, 2004. These promotional rates will be offered for an indefinite amount of time. TruStone Financial reserves the right to discontinue this program at any time.

Payments will first be applied to the lower interest rate portions of your balance. Minimum amount of balance consolidation is $100. Refer to the TruStone Financial VISA® Agreement & Truth-in-Lending Disclosure for Platinum VISA® Credit Cards (or the TruStone Financial VISA® Agreement & Truth-in-Lending Disclosure for Classic VISA®Credit Cards) for a complete description of how finance charges are calculated. APR = Annual Percentage Rate. All loans subject to credit approval. CU Rewards points are NOT earned on cash advances and balance transfers.